The Money Question: How Will You Pay for Breast Augmentation Costs?

Piggy bank - saving for breast augmentation costsYou’ve done your research and you know that breast augmentation is the right choice for you. Now you have to decide how you will pay for it.

There are several costs involved with any surgery, and breast enhancement is no different. Some costs you may incur include:

  • Surgeon’s fees
  • Implant costs
  • Hospital or facility fees
  • Anesthesia fees
  • Lab and other testing fees
  • Prescription medications
  • Special garments for after surgery

Breast augmentation costs typically add up to somewhere in the $5000 to $6000 range. That’s a bit more than pocket change.

In addition, you may encounter follow-up costs in the years following your surgery. Be sure to discuss the specifics with your surgeon so you are prepared to pay for the surgery and any related future costs. For example, Dr. Slack offers breast augmentation for women in McKinney, TX and the surrounding areas. He doesn’t charge for follow-up visits, and encourages yearly check-ups. Other surgeons may charge for these services, so you need to include that in your overall calculations.

It’s a rare insurance plan that will cover elective breast augmentation costs. But you still have a few options to cover the costs.

Pay Cash. Even if you don’t have the cash on hand, giving up a luxury like Starbucks or packing your lunch instead of eating out can loosen up enough cash in your budget to cover the cost of surgery after just a couple of years of saving.

Remember, if you smoke you will need to quit ahead of any cosmetic surgery. Why not quit now and use the savings toward your surgery? This is certainly a great way to improve your health while you save toward your goal. It will also help you get the very best results from any cosmetic procedure you choose.

Use a Credit Card. This is one option if you don’t want to wait to save the money. Remember that credit cards can charge significant interest which can increase the overall cost of your procedure by the time you pay it off. You can use this calculator to plug-in the interest rate on your card and how much you can pay each month. It will tell you how long and how much you will pay to finance your surgery.

There are some credit cards that offer an introductory period with no interest, sometimes up to 18 months. If you qualify for such an offer, this can be a smart way to spread out the cost of your surgery without being stuck with extra interest charges.

Use a Medical Financing Option. Several companies exist for just this purpose. They also charge interest, but they may not charge the extreme interest rates that many credit cards do.

Two of these companies work with Dr. Slack’s patients. Care Credit and Prosper Healthcare will work with you to set up credit just for your procedure.

If you won’t be paying cash, the key is to shop around for finance options. Be sure to look at the total cost you will pay as you compare options. A low monthly payment might end up costing a lot more in the long run.

Finally, we understand that everyone has to consider the dollars and cents of plastic surgery. But don’t let this be the only deciding factor as you make your plans. It’s not necessarily true that the most expensive surgeon is also the best surgeon. But a few hundred dollars shouldn’t stop you from choosing the surgeon with the expertise you need. Being unhappy with your results is too high a price to pay.

Are you ready to discuss your options for breast augmentation? Get in touch, Dr. Slack will be happy to offer a no-cost, no-obligation consultation to help you understand the choices available to you.